The Swede’s wife steps up to the tee and, as she bends over to place her ball, a gust of wind blows her skirt up and reveals her lack of underwear.

“Good Grief, woman! Why aren’t you wearing any skivvies?”, Ole demanded.

“Well, you don’t give me enough housekeeping money to afford any.”

The Swede immediately reaches into his pocket and says, “For the sake of decency, here’s a 50. Go and buy yourself some underwear.”

Next, the Irishman’s wife bends over to set her ball on the tee. Her skirt also blows up to show that she too, is wearing no undies.

“You woman of mine! You’ve no knickers on. Why not?”, asked Patrick.

She replies, “I can’t afford any on the money you give me.”

Patrick reaches into his pocket and says, “For the sake of decency, here’s a 20. Go and buy yourself some underwear!”

Lastly, the Scotsman’s wife bends over. The wind also takes her skirt over her head to reveal that she too, is naked under it.

“Fur Jake’s sake, Aggie! Where the friggin hell are yer drawers?”, Duncan inquired.

She too explains, “You dinnae give me enough money tae be able tae afford any.”

The Scotsman reaches into his pocket and says, “Well, fur the love ‘o decency, here’s a comb… Tidy yerself up a bit.”